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What Americans spend on car insurance in every state, ranked from lowest to highest Shutterstock If you own a car, purchasing car insurance is inevitable. On average, Americans spend $125 a month, or $1,503 for an annual rate, on car insurance. Various factors can go into the pricing of car insurance including geographical location — making every state's average cost sightly different. Drivers in Michigan spend the most on car insurance, while those in its neighboring state Ohio pay the least. If you own and operate a vehicle, car insurance is a necessary purchase. On average...
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